Can I upload bank statements to Moneynova?

Yes. Upload bank statements in PDF format for AI-powered analysis. Moneynova automatically categorizes transactions, identifies spending patterns, and provides budget recommendations based on your actual financial behavior.

How does Moneynova keep my data private?

Moneynova uses 256-bit AES encryption at rest and TLS 1.3 in transit. Authentication uses OAuth 2.0 and Keycloak single sign-on. Moneynova has read-only access to your Zerodha account, never executes trades, and never shares your data with third parties.

Who is Moneynova built for?

Moneynova is built for Indian retail investors, working professionals managing salary and expenses, students and beginners learning personal finance, and market enthusiasts who want AI-driven analysis of portfolios, taxes, and spending.

Does Moneynova offer a free trial?

Yes. Moneynova includes a 14-day free trial with no credit card required. You can also start with a free account and upgrade to Basic, Standard, or Pro when you are ready.

Moneynova — AI-Powered Financial Intelligence for Indian Investors

Q: Can I cancel my Moneynova subscription anytime?

Yes. Cancel anytime from your account settings. Your access continues until the end of your current billing period. No long-term contracts are required.

Q: How much does Moneynova cost?

Moneynova offers three monthly plans: Basic at Rs 999 per month, Standard at Rs 2,999 per month, and Pro at Rs 4,999 per month. Annual billing saves 25 percent. A 14-day free trial is included with no credit card required.

Moneynova is an AI-powered financial intelligence platform built specifically for Indian investors. Whether you are a retail investor using Zerodha, a working professional managing salary and expenses, or a beginner learning personal finance, Moneynova helps you analyze your portfolio, track your finances, and make smarter investment decisions using artificial intelligence.

Connect your Zerodha trading account for live portfolio tracking, upload bank statements in PDF format for instant AI-powered categorization, and ask our finance AI any question about your money. Moneynova has helped over 50 users analyze more than 120 financial statements, providing personalized insights on spending patterns, tax optimization, and investment strategies tailored to the Indian market.

What features does Moneynova offer?

AI Financial Advisor — Ask any financial question in plain language and get personalized advice based on your real portfolio data. Our AI understands mutual funds, PPF, NPS, and other Indian investment instruments.
Zerodha Integration — Securely connect your Zerodha account using official API with read-only access. Track your equity, mutual fund, and F&O portfolio in real time with live market data.
Statement Analysis — Upload bank statements in PDF format for instant AI categorization. Identify spending patterns, track expenses by category, and get actionable budget recommendations.
Finance Chat — Ask about market trends, tax-saving strategies under Section 80C, or investment opportunities. Our AI provides answers backed by your actual financial data.
Budget Planner — Set spending limits, track monthly expenses against your budget, and receive AI suggestions to optimize your cash flow and savings rate.
Goal Tracker — Define financial goals like buying a house, retirement planning, or children's education. Moneynova tracks progress and suggests adjustments to stay on track.
Portfolio Analytics — Visualize your asset allocation across equity, debt, gold, and real estate. Get AI-powered insights on diversification and risk exposure.

How does Moneynova work?

Connect Your Accounts — Link your Zerodha account using secure OAuth or upload your bank statements in PDF format for a complete financial picture.
AI Analyzes Your Data — Our AI engine processes your portfolio holdings, transaction history, and spending patterns to generate personalized financial insights.
Make Smarter Decisions — Use AI-powered recommendations to optimize your portfolio allocation, reduce tax liability, and grow your wealth systematically.

Who is Moneynova for?

Retail Investors — Track your Zerodha portfolio, analyze mutual fund SIPs, and get AI recommendations for better returns.
Working Professionals — Manage salary, expenses, and investments in one place. Get tax optimization tips and budget recommendations.
Students and Beginners — Learn personal finance with AI-guided education. Start investing with confidence using goal-based planning.
Market Enthusiasts — Stay updated with market trends, sector insights, and AI analysis of market movements and opportunities.

How much does Moneynova cost?

Basic — ₹999/month — Portfolio tracking, 10 AI consultations per month, basic analytics, and email support. Ideal for beginners.
Standard — ₹2,999/month — Everything in Basic plus Zerodha integration, bank statement analysis, 50 AI consultations, advanced analytics, and priority support. Most popular for serious investors.
Pro — ₹4,999/month — Everything in Standard plus unlimited AI consultations, tax optimization, goal tracking and planning, 24/7 dedicated support, and API access. For professional investors and advisors.

Annual plans save 25%. All plans include a 14-day free trial. Cancel anytime — no long-term contracts required. See full pricing details.

How does Moneynova keep my data safe?

Your financial data is protected with 256-bit AES encryption at rest and TLS 1.3 in transit. Authentication is handled through OAuth 2.0 and Keycloak single sign-on — we never store your passwords. Moneynova has read-only access to your Zerodha account and never executes trades on your behalf. Your data is encrypted end-to-end and is never shared with third parties. We comply with RBI data protection guidelines and Indian privacy regulations.

Frequently Asked Questions

What is Moneynova?

Moneynova is an AI-powered financial intelligence platform that helps Indian investors analyze their portfolio, track finances, and make smarter investment decisions. It connects to Zerodha for live portfolio tracking, processes bank statements via AI, and provides personalized financial insights to over 50 users.

Is my financial data safe with Moneynova?

Yes. Moneynova uses 256-bit AES encryption for all financial data. Authentication is handled through OAuth 2.0 and Keycloak SSO — we never store your passwords. Financial data is encrypted end-to-end and never shared with third parties. Moneynova has read-only access to your accounts.

How does the Zerodha integration work?

Moneynova uses Zerodha's official API with read-only access to securely connect to your trading account. Once connected, it reads your portfolio holdings and transaction history to provide AI-powered analysis. Moneynova never has write access to your trading account and cannot execute trades.

Can I upload bank statements?

Yes. Upload bank statements in PDF format for AI-powered analysis. Moneynova has analyzed over 120 statements, automatically categorizing transactions, identifying spending patterns, and providing budget recommendations based on your actual financial behavior.

What investment instruments does Moneynova support?

Moneynova supports Indian investment instruments including equity stocks, mutual funds, NPS, PPF, ELSS, fixed deposits, and bonds. The platform is purpose-built for the Indian market with support for tax-saving instruments under Section 80C and Section 80D.

Can I cancel my subscription anytime?

Yes. Cancel anytime from your account settings — no long-term contracts required. Your access continues until the end of your current billing period. You can resubscribe anytime. Annual plan subscribers receive a prorated refund.

Which platforms does Moneynova integrate with?

Moneynova seamlessly integrates with leading Indian financial platforms including Zerodha, Groww, Upstox, and Angel One. Connect your trading accounts for live portfolio synchronization, or upload bank statements from any Indian bank for AI-powered spending analysis.

About Allcognix and Moneynova

Moneynova is built by Allcognix AI Technologies Pvt Ltd, a Bengaluru-based company focused on building AI-powered tools for Indian consumers. Our mission is to democratize financial intelligence and make expert-level investment advice accessible to every Indian investor.

Explore Moneynova

Features — AI financial advisor, Zerodha integration, statement analysis, budget planner, goal tracker
Pricing — Basic, Standard, and Pro plans with annual discounts
About — Learn about Moneynova and Allcognix AI Technologies
Blog — Financial insights, market analysis, and product updates
Careers — Join our team and help build the future of finance in India
Contact — Get in touch with our support and sales team
Documentation — API documentation, integration guides, and tutorials
Support — Help center with FAQs, troubleshooting, and live chat
Community — Join discussions with other Indian investors
API Access — Programmatic access for Pro plan subscribers