Moneynova is an AI-powered financial intelligence platform that helps Indian investors analyze their portfolio, track finances, and make smarter investment decisions. It connects to Zerodha for live portfolio tracking, processes bank statements via AI, and provides personalized financial insights.

How does the Zerodha integration work?

Moneynova uses Zerodha's official API with read-only access to securely connect to your trading account. Once connected, it reads your portfolio holdings and transaction history to provide AI-powered analysis. Moneynova never has write access to your trading account.

Can I upload bank statements to Moneynova?

Yes. Upload bank statements in PDF format for AI-powered analysis. Moneynova automatically categorizes transactions, identifies spending patterns, and provides budget recommendations based on your actual financial behavior.

Can I cancel my Moneynova subscription anytime?

Yes. Cancel anytime from your account settings. Your access continues until the end of your current billing period. No long-term contracts are required.

What investment instruments does Moneynova support?

Moneynova supports Indian investment instruments including equity stocks, mutual funds, NPS, PPF, ELSS, fixed deposits, and bonds, with built-in support for tax-saving instruments under Section 80C and Section 80D.

How does Moneynova keep my data private?

Moneynova uses 256-bit AES encryption at rest and TLS 1.3 in transit. Authentication uses OAuth 2.0 and Keycloak single sign-on. Moneynova has read-only access to your Zerodha account, never executes trades, and never shares your data with third parties.

Does Moneynova offer a free trial?

Yes. Moneynova includes a 14-day free trial with no credit card required. You can also start with a free account and upgrade to Basic, Standard, or Pro when you are ready.

What is Moneynova? AI-Powered Financial Intelligence for Indian Investors

Q: Is my financial data safe with Moneynova?

Yes. Moneynova uses 256-bit AES encryption for all financial data. Authentication is handled through OAuth 2.0 and Keycloak SSO. Financial data is encrypted end-to-end and never shared with third parties.

Q: How much does Moneynova cost?

Moneynova offers three monthly plans: Basic at Rs 999 per month, Standard at Rs 2,999 per month, and Pro at Rs 4,999 per month. Annual billing saves 25 percent. A 14-day free trial is included with no credit card required.

Q: Who is Moneynova built for?

Moneynova is built for Indian retail investors, working professionals managing salary and expenses, students and beginners learning personal finance, and market enthusiasts who want AI-driven analysis of portfolios, taxes, and spending.

Moneynova is an AI-powered financial intelligence platform for Indian investors. It connects to Zerodha, analyzes bank statements, and provides AI-driven portfolio, tax, and spending insights.

What is Moneynova?

Moneynova is an AI-powered financial intelligence platform built by Allcognix AI Technologies Pvt Ltd for Indian retail investors, working professionals, students, and market enthusiasts. It connects to your Zerodha trading account via official read-only API, processes PDF bank statements, and delivers personalized recommendations on portfolio allocation, tax optimization under Section 80C and 80D, budget planning, and goal tracking.

Key Takeaways

Moneynova is an AI-powered financial intelligence platform for Indian investors.
It connects to Zerodha via official read-only API for live portfolio tracking.
It analyzes PDF bank statements for AI-driven spending insights.
Plans start at Rs 999 per month with a 14-day free trial and no credit card required.
256-bit AES encryption, OAuth 2.0, and Keycloak SSO protect all financial data.
Built by Allcognix AI Technologies Pvt Ltd, headquartered in Bengaluru, India.

How does Moneynova work?

Connect your Zerodha account via secure OAuth or upload a PDF bank statement.
The AI engine analyzes your portfolio holdings, transactions, and spending patterns.
Receive personalized recommendations to optimize your portfolio, reduce taxes, and grow wealth.

What features does Moneynova offer?

AI Financial Advisor — personalized advice grounded in your real portfolio data.
Zerodha Integration — read-only OAuth connection for live equity, mutual fund, and F&O tracking.
Bank Statement Analysis — PDF upload with AI categorization and spending patterns.
Budget Planner — spending limits and AI cash-flow suggestions.
Goal Tracker — financial goals such as home purchase, retirement, and child education.
Portfolio Analytics — asset allocation and AI risk scoring across equity, debt, and gold.

How much does Moneynova cost?

Basic — Rs 999 per month — 10 AI consultations, portfolio tracking, basic analytics.
Standard — Rs 2,999 per month — 50 consultations, Zerodha, statements, advanced analytics.
Pro — Rs 4,999 per month — unlimited consultations, tax optimization, goal tracking, API access.

Is my financial data safe with Moneynova?

Yes. Moneynova uses 256-bit AES encryption at rest, TLS 1.3 in transit, and Keycloak single sign-on. The platform has read-only access to your Zerodha account, never executes trades, and never shares your data with third parties.

Who is Moneynova built for?

Retail Investors — track Zerodha portfolio and get AI-driven recommendations.
Working Professionals — manage salary, expenses, and investments in one place.
Students and Beginners — learn personal finance with AI-guided education.
Market Enthusiasts — get AI analysis of market trends, sectors, and opportunities.